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For decades we have been forced to debt finance basic needs as the cost of living has skyrocketed and wages have flatlined. While we have struggled to keep food on the table and care for our families our wages have been garnished, our tax returns seized, and our credit destroyed.
We made these tools to fight back.
k可众连接外网的app
k可众连接外网的app
Use this tool to dispute any debt (except a student loan) that has been sent to collections. Make them prove it!
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380 People filled
k可众连接外网的app
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60 People filled
k可众连接外网的app
Use this tool if you have a federal student loan that is being garnished or if you have been threatened with garnishment.
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12 People filled
k可众连接外网的app
Use this tool if your tax return is being seized for an unpaid federal student loan.
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6 People filled
k可众连接外网的app
Use this tool to dispute any private student loan.
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93 People filled
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A federal law that says the government must cancel your debt if you were defrauded by your school.
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k可众连接外网的app
As a member of The Debt Collective, you might dispute your debt because:
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- You are trapped by a predatory lender
- You borrowed for healthcare, education, or other basic necessities
- You can’t afford to pay your debt
- You are disputing your debt as an act of solidarity with other people
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- You took out a loan to help a family member pay for college or other basic needs
By disputing your debt you are joining with others to build collective power and demand access to public goods.
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加速器 to the Debt Collective General Fund to help more people dispute debts of all kinds.
The tools we provide here are not the only ways you can dispute your debt.
For a complete list of discharge options, go here: http://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation
k可众连接外网的app
We won't share your information with anyone outside the Debt Collective organizing team or with experts with whom we are consulting. We will only use your data to see who is using our tools and to contact you about opportunities to join debt resistance campaigns in your area. If we decide to use the data you provide here for some other purpose, we will contact you to explain and make sure it is okay with you.
If you have questions about how to use one of these tools, please contact us.